Checking

Citizens Community Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

If you need to reorder checks use our secure Check Reorder Form.

Citizens Checking Account

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Benefits:

  • Low $300 minimum balance
  • Unlimited check writing
  • No per check charge
  • Citizens VISA® Check card (upon approval)
  • If average daily balance is less than $300, an $5 service charge fee will be imposed for that statement cycle
  • Imaged checks returned with statement
Preferred Checking Account

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Benefits:

  • Free personalized checks (selected style)
  • No minimum balance required
  • Unlimited check writing
  • No per check charge
  • Citizens VISA® Check card (upon approval)
  • All of these features available for a monthly fee of $7.75
  • Imaged checks returned with statement
  • Personal accounts only
Gold Checking Account

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Benefits:

  • Free personalized checks (Selected style)
  • Interest is earned on a daily available balance of $2,000 or more
  • This is a tiered-rate account.  Interest rate and annual percentage yield will vary depending on the daily available balance in your account
  • Interest is compounded and credited to your account every month
  • Imaged checks returned with statement
  • Citizens VISA® Check card (upon approval)
  • 10 free photocopies per month
  • Free money orders

You must be 55 or older to be eligible for Gold Checking.
Value Checking Account

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Benefits:

  • No minimum balance required
  • No monthly fee
  • Unlimited check writing
  • No per check charge
  • Citizens VISA® Check card (upon approval)
  • Statements rather than imaged checks provide a monthly record
  • Copies may be obtained for $3.00 per check.

NOW Interest Checking

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Benefits:

  • Unlimited check writing
  • No per check charge
  • Interest is compounded and credited to your account every month
  • This is a tiered-rate account.  Interest rate and annual percentage yield will vary depending on the daily balance in your account
  • Interest is earned on a daily balance of $2,000 or more
  • Imaged checks returned with statement
  • Citizens VISA® Check card (upon approval)

A $10 monthly fee if average daily balance in the account falls below $2,000.