Annual Percentage Yields are accurate as of 06/18/2013
FIXED RATE ACCOUNTS
| Description | Minimum Deposit to Open Account |
Minimum Balance* To Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 3 Month CD | $1,000 | $1,000 | .15% | .15% |
| 6 Month CD | $1,000 | $1,000 | .35% | .35% |
| 12 Month CD | $1,000 | $1,000 | .50% |
.50% |
| 18 Month CD | $1,000 |
$1,000 | .55% | .55% |
| 24 Month CD | $1,000 | $1,000 | .75% | .75% |
| 30 Month CD | $1,000 | $1,000 | .85% | .85% |
| 36 Month CD | $1,000 |
$1,000 | 1.00% | 1.00% |
| 48 Month CD | $1,000 | $1,000 | 1.24% | 1.25% |
| 60 Month CD | $1,000 | $1,000 | 1.49% | 1.50% |
| 12-Month IRA CD | $250 | $250 | .50% | .50% |
| 18-Month IRA CD | $250 |
$250 | .55% | .55% |
*Daily balance (the amount of principal in the account each day)
Interest Compounded Quarterly
Substantial Penalty for early Withdrawal
VARIABLE RATE ACCOUNTS
The interest rate on variable rate accounts may change after the account is opened.
| Description | Minimum Deposit to Open Account |
Minimum Balance To Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Now Checking | $100 | $2,000.00 | ||
| 2,000 – 49,999.99 | .10% | .10% | ||
| 50,000 – 249,999.99 | .15% | .15% | ||
| 250,000 & Up | .20% | .20% | ||
| Gold Club Checking | $100 | $2,000.00 | ||
| 2,000 – 49,999.99 | .10% | .10% | ||
| 50,000 – 249,999.99 | |
.15% | .15% | |
| 250,000 & Up | .20% | .20% | ||
| DDA Business Interest Checking | $100 | $10,000.00 | ||
| 10,000 – 99,999.99 | .15% | .15% | ||
| 100,000 – 249,999.99 | .20% | .20% | ||
| 250,000 & UP | .25% | .25% | ||
| Health Savings Account | No Minimum | No Minimum | ||
| 0 – 9,999.99 | 1.04% | 1.05% | ||
| 10,000 – 24,999.99 | 1.09% | 1.10% | ||
| 25,000 – 49,999.99 | 1.14% | 1.15% | ||
| 50,000 – 249,999.99 | 1.24% | 1.25% | ||
| 250,000 & UP | 1.29% | 1.30% | ||
| Regular Savings | No Minimum | No Minimum | .15% | .15% |
| Money Market Savings | No Minimum | $2,000.00 | ||
| 2,000 – 49,999.99 | .20% | .20% | ||
| 50,000 – 249,999.99 | .20% | .20% | ||
| 250,000 & Up | .40% | .40% |
*Daily available balance (the amount of principal in the account each day)
Fees could reduce the earnings on the account.